Credit Card Reviews

Whilst it is great to get rewards points for your credit card purchases, many of us just want to get the lowest rates possible, and that is understandable! Low interest rate cards actually reward you in the long term as you will not be stuck paying off a credit card at huge interest rates. Low interest rate credit cards can also in many circumstances offer rewards points as well, so don't just expect that a low interest rate credit card won't have any other benefits aside from the low rates.

Many low rate cards also come with very low annual fees, so if you want a card with low interest rates you can also get this at the same time as low annual fees. Depending on how often you will use the card you can choose whether you would like a low annual fee, or a low interest rate - whilst some cards balance these it is really dependant on your spending habits as to what card you choose.

Card		Interest Rate	Balance Transfers	Annual Fee	Details	Apply
	St George Credit Card	8.25%	$1+	$0	Details	Apply
	Bankwest Credit Card	8.0%	$1+	$0	Details	Apply
	Citibank Credit Card	7.50%**	$1+	$0	Details	Apply
	Citibank Credit Card 2	7.05%	$1+	$0	Details	Apply