Low Rate Credit Cards

Whilst it is great to get rewards points for your credit card purchases, many of us just want to get the lowest rates possible, and that is understandable! Low interest rate cards actually reward you in the long term as you will not be stuck paying off a huge interest rate. Low interest rate cards can also in many circumstances offer rewards points as well, so don't just expect that a low interest rate account won't have any other benefits aside from the low rates.

Many low rate cards also come with very low annual fees, so if you want one with low interest rates you can also get this at the same time as low annual fees. Depending on how often you will use the card you can choose whether you would like a low annual fee, or a low interest rate - whilst some balance these it is really dependant on your spending habits as to what one you choose.

Card Interest Rate Balance Transfers Annual Fee Details Apply
st george card St George 8.25% $1+ $0 Details
Apply
bankwest card Bankwest 8.0% $1+ $0 Details Apply
citibank card Citibank 7.50%** $1+ $0 Details
Apply
citibank card Citibank 2 7.05% $1+ $0 Details
Apply