Credit Card Reviews

Whilst it is great to get rewards points for your credit card purchases, many of us just want to get the lowest rates possible, and that is understandable! Low interest rate cards actually reward you in the long term as you will not be stuck paying off a huge interest rate. Low interest rate cards can also in many circumstances offer rewards points as well, so don't just expect that a low interest rate account won't have any other benefits aside from the low rates.

Many low rate cards also come with very low annual fees, so if you want one with low interest rates you can also get this at the same time as low annual fees. Depending on how often you will use the card you can choose whether you would like a low annual fee, or a low interest rate - whilst some balance these it is really dependant on your spending habits as to what one you choose.

Card		Interest Rate	Balance Transfers	Annual Fee	Details	Apply
	St George	8.25%	$1+	$0	Details	Apply
	Bankwest	8.0%	$1+	$0	Details	Apply
	Citibank	7.50%**	$1+	$0	Details	Apply
	Citibank 2	7.05%	$1+	$0	Details	Apply